Roman tell us about the importance of innovation in your company and what are your thoughts about the expert knowledge to say that Innovation is important is an understatement.

We Believe The Continuous Improvement sets us apart from competition not just breakthrough Innovation, but incremental enhancement to our products and services also propels forward listen to our employees agents and our customers the merchant and we’ll never stop innovating. I think expert knowledge is absolutely crucial. They will functions in a knowledge economy, which is powered by innovation technology. This Innovation can’t exist without expert knowledge. This is our base for moving forward. We have the several true experts in a company and I can tell you that experts simply work more efficiently and are more effective than others.